A full tour of how talo handles every rupee that moves between the people you live with. Not a feature dump. A deliberate set of tools, each one designed to disappear after it does its job.
01 · The basics
Drop a number, snap a receipt, paste a Swiggy bill. talo guesses who paid, how to split, and the category. You confirm with one tap. The math is invisible.
Expenses, the way humans…
02 · Rent & recurring
Set recurring expenses once and forget. talo nudges everyone calmly on the due date. By dinner the flat is square again, the landlord is paid, the spreadsheet was never opened.
Rent on the 1st.…
03 · UPI settle
talo opens your default UPI app with the ₹, the VPA, and the memo pre-filled. No copy-paste. No screenshots. No 'sorry I forgot.' Comes back to a quiet zero.
One tap to GPay,…
04 · Flats, not groups
Your flat is the long-running default. Subscriptions live here, rotating bills live here, move-ins and move-outs settle here. Other apps treat your kitchen like a Goa group chat. talo doesn't.
Built around the home,…
05 · Smart things
talo learns the patterns: 'Blinkit Wed 11pm' is your nightly snacks run, the auto on Friday is Aisha going home. Categories, tags, and split defaults arrive pre-filled.
Quietly intelligent. Never noisy.…
06 · The calm stuff
Receipts you can search. Reminders you can shape. A balance widget on your home screen. talo's job is to do the maths and stay out of your way.
Designed to disappear…
talo doesn't replace your bank, your UPI app, or your subscriptions. It ties them all together so the money never gets stuck on a screenshot.
You can be tracking your flat's rent in under two minutes at app.talo.club. The rest of your flat can join with a single link.